the Covenant

Investors are advised that unit prices and distributions payable, if any, may go down as well as up. There are fees and charges involved and investors are advised to consider the fees and charges before investing in the Fund. Past performance of the Fund is not an indication of future performance.

A copy of the Funds’ prospectus featured in this website has been registered with the Securities Commission.

The Securities Commission shall not be liable for any non-disclosure on the part of the management company and takes no responsibility for the contents of the Prospectus/Information Memorandum, makes no representative as to its accuracy or completeness and expressly disclaims any liability whatsoever for any loss howsoever arising from or in reliance upon the whole or any part of the contents of the Prospectus/Information Memorandum.

Please read and understand the contents of the respective Fund’s Prospectus/Information Memorandum(Principal and/or Supplemental - if any) before investing in the Fund. A copy of the above prospectus/Information Memorandum can be obtained from any of our offices and all authorized agents/distributors of Public Mutual Berhad (Public Mutual).

Investors are advised that the unit trusts offered are solely on the basis of the information contained in the Prospectuses/Information Memorandum and no other material other than Prospectuses/Information Memorandum. Any other material outside the designated area of the Prospectus/Information Memorandum does not form part of the Prospectuses/Information Memorandum.

Where unit split or distribution is declared, investors are advised that following the issue of additional units and/or distribution, the net asset value per unit will be reduced from pre-unit split NAV/cum-distribution NAV to post-unit split NAV/ex-distribution NAV accordingly, to reflect/account for the unit split and/or distribution.

Where a unit split is declared, investors should note that the value of their investment in Ringgit Malaysia terms will remain unchanged after the distribution of additional units.

While it is the Manager’s policy to discourage loan financing in the purchase of units, nevertheless, this facility is available to interested investors. However, you are advised to read and understand the contents of the unit trust loan financing risk disclosure statement before deciding to borrow to purchase units.

INVESTORS SHOULD RELY ON THEIR OWN EVALUATION TO ASSESS THE MERITS AND RISKS OF THE INVESTMENT. IN CONSIDERING THE INVESTMENT, INVESTORS WHO ARE IN DOUBT AS TO THE ACTION TO BE TAKEN SHOULD CONSULT THEIR PROFESSIONAL ADVISERS IMMEDIATELY.